Job Description

Job Summary The Enhanced Due Diligence (EDD) BSA Analyst 2 executes the Bank's Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Compliance Program. The EDD BSA Analyst 2 assists the Bank in detecting unusual or suspicious activity in a timely manner to safeguard the integrity of the Bank and ensure the Bank's compliance with BSA/AML and OFAC regulations. This position is also responsible for assisting other BSA Teams, participating in projects and other assignments to prevent the Bank from being exploited by money laundering or terrorist financing activities. The EDD BSA Analyst 2 is to follow department procedures and comply with FFIEC BSA/AML Examination Manual. Essential Duties Perform Enhanced Due Diligence reviews on high-risk entities and individuals to document rating rational. Perform research, including negative news searches, through the Bank's systems, online public databases and subscription-based database resources. Analyze customer data for AML/OFAC concerns. Work with frontline staff to resolve any outstanding information for customer profiles. Resolves complex problems or issues, where expertise is required to interpret policies, regulations, guidelines, or processes. Partners with cross function peers to train and assist if needed. Perform review of 314(a) Request from FinCEN every two weeks and disposition potential matches. Ability to analyze and research complex information to submit comprehensive recommendations regarding potentially suspicious and/or high-risk activity. Proficient knowledge of BSA/AML software to adequately detect, review and report suspicious activity. Stay up to date and knowledgeable on AML/OFAC regulatory requirements and FinCEN updates. Complies with all State and Federal Banking regulatory requirements, including but not limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual Harassment, Information Security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or BSA department. Completes compliance and other technical training workshops as assigned. Non-Essential Duties Maintain adequate filing and tracking system for BSA documents. Attend seminars to enhance knowledge of BSA/AML & OFAC regulations/requirements. Required Knowledge Bank Secrecy Act OFAC USA PATRIOT Act Privacy Laws Basic Knowledge, Skills and Abilities Ability to interpret complex data, identify patterns, and conclude logical conclusions Clear understanding of the English Language (Spoken & Written) Basic Mathematics Skills Customer Service Skills Telephone Skills Critical Thinking, Judgment & Problem-Solving Skills Ability to actively listen & learn. Ability to respectfully communicate with supervisors and co-workers. Proficient in Microsoft Excel, Word, Outlook. Officer Title Eligibility For qualified positions, the Bank may designate Officer Titles to employees who meet defined competencies for an eligible position. This position is not eligible for an Officer Title. Equipment Operated Desk Top Computers Standard Office Equipment (copiers, fax machines) Physical Requirements & Work Environment Requires standing and/or sitting for prolong periods of time. Requires lifting to 10 lbs. Office setting w/controlled temperature Education and Experience High School Diploma or equivalent required. 5+ years of banking experience with an emphasis in Operations. 5+ years of banking experience with BSA/AML/OFAC. CAMS Certification preferred but not required. This job description is not intended to be all-inclusive, and employees will be required to perform additional related work duties as assigned by their immediate supervisor and/or management. Farmers and Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as the need arises. This job description does not constitute a written or implied contract of employment. May 29, 2025 Farmers and Merchants Bank of Long Beach

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